ACCIDENT, CRITICAL I LLNESS, AND HOSPITAL INDEMNITY | CIGNA
Cigna Accidental Injury Insurance
No one can protect you from unexpected accidents or injuries, but Cigna Accidental Injury insurance offers coverage that can help you bounce back.
What It Is:
A cash benefit paid directly to you1 when you face an unexpected covered accident, such as an ankle sprain or arm fracture.
Accidental Injury insurance video, click HERE.
Accidental Injury benefit example:
Situation: Chloe broke her leg playing soccer
Chloe’s covered benefits:
• Doctor’s office visit
• Diagnostic exam (X-ray)
• Repaired fracture
• Physical therapy sessions
Accidental Injury benefit paid directly to Chloe: $1,200
Key Features to Consider:
› Flexible. Use the money however you want. Pay for anything, including medical deductibles, child care, groceries, etc. It’s up to you.
› Supplement your medical plan. Benefits are paid in addition to other coverage you may have.
› Cost-effective. Your premium is conveniently deducted from your paycheck at a low group rate.
Easy Access to Your Benefits:
› Submit your claim to Cigna online or by phone, email, fax or mail. (Hyperlink to Supplemental Health Plan Claims | Cigna)
› Cigna reviews your claim.
› Benefit payment is sent directly to you.
Cigna Critical Illness Insurance
Being diagnosed with a critical illness is hard enough, but you should not have to worry about how it impacts your finances as well. That’s why having Cigna Critical Illness insurance is so important.
What It Is:
A cash benefit paid directly to you1 when you are diagnosed with a covered illness, such as a heart attack or stroke.
Critical Illness insurance video, click HERE.
Critical Illness Benefit Example:
Situation: Marco had a heart attack while raking leaves.2
Marco’s covered benefit:
• Heart attack diagnosis
Critical Illness benefit paid directly to Marco: $10,000
Cigna Hospital Indemnity Insurance
A hospital stay can happen at any time, and it can be costly. Cigna Hospital Care can provide you and your loved ones with additional financial protection and can help cover these unexpected events – so you can focus on getting better.
What It Is:
A cash benefit paid directly to you1 when you experience a covered hospital2 stay for events such as an in-patient procedure or the birth of a child.
Hospital Care insurance video, click HERE.
Hospital Care benefit example:
Situation: Susan was hospitalized following a car accident.3
Susan’s covered benefits:
• Hospital admission
• Hospital ICU stay
• Hospital stay
Hospital Care benefits paid directly to Susan: $2,000
